BENISS FINANCE LIMITED
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Compare rewards, lifestyle, travel and fuel cards. Check eligibility and submit your application online in a few minutes.

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Popular Credit Cards

VISA / MASTERCARD
Rewards Card
Rewards
Cashback & Points Card
  • Cashback on everyday spends
  • Bonus points on online shopping
  • Welcome benefit on first spends
Joining fee: ₹0 – ₹999*
Apply Now
VISA / MASTERCARD
Lifestyle Card
Lifestyle
Premium Lifestyle Card
  • Dining & entertainment offers
  • Movie & shopping vouchers
  • Lounge access on select variants
Joining fee: ₹1,999 – ₹4,999*
Apply Now
VISA / MASTERCARD
Travel Card
Travel
Travel & Miles Card
  • Air miles / reward points on spends
  • Airport lounge access*
  • Fuel surcharge waiver*
Joining fee: ₹2,999 – ₹9,999*
Apply Now
VISA / RUPAY
Fuel Card
Fuel & Shopping
Fuel & Everyday Card
  • Fuel surcharge waiver
  • Cashback on groceries & utilities
  • Low or zero joining fee options
Joining fee: ₹0 – ₹499*
Apply Now
RUPAY / VISA
First Card
Entry Level
Starter / Secured Card
  • Ideal for first-time users
  • Build credit history
  • Secured options against FD*
Joining fee: ₹0 – ₹500*
Apply Now
VISA INFINITE
Premium Card
Premium
Super Premium Card
  • Higher reward rates
  • Concierge & lifestyle privileges
  • International lounge access*
Joining fee: ₹10,000+*
Apply Now
Benefits

Why Apply Online

⚡

Fast Application

Complete in a few minutes

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Compare Options

Rewards, travel, fuel & more

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Secure Process

Encrypted data handling

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Eligibility Check

Know fit before you apply*

Process

How to Apply

Choose Card

Pick rewards, travel or lifestyle

Share Details

Name, mobile, income basics

Verify

OTP & document upload if needed

Get Decision

Bank reviews and responds

Typical eligibility (indicative)

  • Indian resident, age 18–65 years (varies by card)
  • Stable income — salaried or self-employed
  • Valid PAN and address proof
  • Good credit history preferred
  • Mobile number linked to Aadhaar / bank
  • Minimum income as per bank policy
  • No recent serious defaults
  • Secured cards may need FD for new-to-credit

*Eligibility and fees are set by the issuing bank and may change. Final approval is at the bank’s discretion.

FAQs

Frequently Asked Questions

You can fill the form in about 5 minutes. Bank review and decision timelines vary — some offers are faster; others need document verification.
Typically PAN, address proof, income proof (salary slips or ITR), and a recent photo. Exact list depends on the bank and card type.
Yes. Entry-level and secured cards (against fixed deposit) are designed for first-time users to build a credit history.
A formal application may involve a credit bureau check. Multiple applications in a short period can impact your score; apply only for cards you need.

Ready to apply?

Compare card types, check eligibility and submit your application online.

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