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Ride your dream bike or scooter

Two-Wheeler Loan

Financing from ₹35,000 to ₹21 lakh · Up to 100% on-road funding · Tenure 6–84 months

Check Loan Offer Calculate EMI
💯

Up to 100% Funding

Of the on-road price of your bike

⚡

Instant Approval

Quick decision so you can ride sooner

📅

Flexible Tenure

Repay over 6 to 84 months

✅

CIBIL 600+

Simple eligibility, no guarantor needed

Check your two-wheeler loan offer

Get financing from ₹35,000 to ₹21 lakh for your bike or scooter.

₹21L
Max Amount
100%
On-Road Funding*
84 mo
Max Tenure
600+
CIBIL Score
Why Two-Wheeler Loan

Features and Benefits

1

Up to 100% On-Road Funding*

Get up to 100% financing of the on-road price of your dream bike or scooter.

2

Flexible Repayment Tenures

Choose a tenure ranging from 6 months to 84 months to suit your budget.

3

High-Value Loan

Borrow between ₹35,000 and ₹21 lakh and bring home the vehicle you want.

4

Minimum Credit Score 600

Qualify with a CIBIL score of 600 or above. Simple eligibility criteria.

5

No Guarantor Required

If you meet eligibility, you do not need a guarantor for the loan.

6

Instant Approval

Get instant approval and bring home your dream ride without delay.

7

Wide Eligibility

Open to salaried, self-employed, pensioners, students, homemakers and farmers.

8

Dealer Network

Choose a partner dealership near you and complete formalities at the showroom.

What You Can Finance

Bikes, Scooters & More

🏍️

New Bikes

Finance new motorcycles across popular brands and models.

🛵

Scooters

Get easy EMIs on scooters for city commuting and convenience.

🔋

Electric Two-Wheelers

Fund EVs and battery-related options where available.

Who Can Apply

Eligibility Criteria and Documents

Eligibility Criteria

NationalityIndian
Age (Salaried)18 to 60 years
Age (Non-salaried)Up to 70 years
CIBIL Score600 or above*
ProfileSalaried, self-employed, pensioners, students, homemakers, farmers

Documents Required

  • ✓ 3 months bank statements (salary credits for salaried)
  • ✓ Latest salary slips (salaried) or ITR as per policy
  • ✓ Residence and employment / business proof
  • ✓ KYC: Aadhaar, PAN (keep numbers handy)
Application

How to Apply for a Two-Wheeler Loan

Apply Now

Click Apply and open the online form

Basic Details

Enter name, PAN and contact info

Select Vehicle

Choose bike/scooter and nearby dealer

Submit & Visit

Submit; visit dealer with documents

CHECK LOAN OFFER
Plan Smart

Calculate Your Two-Wheeler Loan EMI

Loan Parameters

₹ 1,00,000
₹35K₹21L
24 months
6 mo84 mo
15%
10%24.25%
Estimated EMI
₹4,849
Principal₹1,00,000
Interest₹16,376
Total₹1,16,376
Tenure24 months
Check Actual Offer
Transparent Pricing

Applicable Fees and Charges

Type of FeeApplicable Charges
Rate of InterestUp to 24.25% per annum
Processing FeeUp to 5% of the loan amount (incl. taxes)
Documentation & HypothecationUp to ₹1,500 (incl. taxes), collected upfront
Stamp DutyAs per state laws, collected upfront
Valuation ChargeNew: N/A · Used / Refinance: up to ₹2,000 (incl. taxes)
Full Pre-paymentUp to 4.72% (incl. taxes) on outstanding amount
Part Pre-paymentUp to 4.72% (incl. taxes) of principal prepaid
Bounce ChargeUp to ₹600 per bounce
Penal Charge36% p.a. per instalment from due date until full receipt
Repossession / SurrenderUp to ₹5,000 (incl. taxes) or at actual

*Terms and conditions apply. Rates and charges depend on profile and product.

FAQs

Frequently Asked Questions

A two-wheeler loan helps you buy a scooter or bike with funds ranging from ₹35,000 to ₹21 lakh, repaid in easy monthly instalments.
Yes. You can avail of up to 100% funding* of the on-road price of your dream vehicle, subject to eligibility and terms.
A minimum CIBIL score of 600 is required. Applicants with score 0 or -1 may also be considered based on internal criteria.
Flexible tenures range from 6 months to 84 months so you can choose EMIs that fit your budget.
Salaried, self-employed, pensioners, students, homemakers and farmers who meet age and CIBIL criteria can apply.
3 months bank statements, latest salary slips or ITR as applicable, residence and employment/business proof, plus KYC (Aadhaar, PAN).

Ready to ride your dream two-wheeler?

Loan from ₹35,000 to ₹21 lakh. Up to 100% on-road funding. Check your offer now.

CHECK LOAN OFFER
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