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Trusted by lakhs of homeowners

Home Loan

Housing loan up to ₹15 crore* · Rates from 7.25% p.a.* · Tenure up to 32 years

Check Eligibility Calculate EMI
⚡

Approval in 48 Hours*

Fast approval, often even earlier

💰

Top-up up to ₹1 Cr+

With balance transfer facility

🏠

No Foreclosure Fee

For individuals on floating rates

📉

EMI from ₹671/Lakh*

Low rates from 7.25% p.a.*

Check your home loan eligibility

Get a personalised offer. Loan amounts up to ₹15 crore*.

7.25%*
Starting ROI
₹15 Cr
Max Amount
32 yrs
Max Tenure
48 hrs
Approval*
Why Home Loan

Features and Benefits of Our Home Loan

1

Loan of up to ₹15 Crore*

Achieve your biggest milestone with a sizeable home loan amount of up to ₹15 crore*.

2

Low Interest Rates

Rates starting at 7.25% p.a.* — pay EMIs as low as ₹671 per lakh*.

3

Approval in 48 Hours*

Your application can be approved within 48 hours*, and in some cases even earlier.

4

Tenure of up to 32 Years*

Comfortable repayment with long tenures ranging up to 32 years for affordable EMIs.

5

No Foreclosure Fee for Individuals

Floating-rate individual borrowers can fully or partly prepay with no additional charges.

6

Hassle-free Application

Doorstep document pick-up helps you skip branch visits for an easy process.

7

Balance Transfer Facility

Transfer your existing home loan and get a top-up of up to ₹1 crore* or higher.

8

5000+ Approved Projects

Choose from 5000+ approved projects for quicker loan processing.

9

Externally Benchmarked Rates

Opt for rates linked to an external benchmark such as the repo rate.

Loan Purposes

Select Purpose of Loan

Home purchase, construction, renovation, plot or balance transfer.

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Home Loan

Purchase a ready or under-construction home.

🏗️

Plot + Construction

Buy a plot and build your dream home.

🔨

Home Construction

Construct on a plot you already own.

✨

Home Renovation

Renovate or improve your existing home.

🔄

Balance Transfer

Switch your loan and get a top-up.

📍

Plot Purchase

Buy a residential plot for future construction.

Who Can Apply

Eligibility Criteria and Documents Required

Eligibility Criteria

NationalityIndian citizen residing in India
Age (Salaried)23 to 67 years*
Age (Self-employed)23 to 70 years*
CIBIL Score725 or higher (ideal)
OccupationSalaried, professional or self-employed

* Upper age limit is at the time of loan maturity.

Documents Required

  • ✓ KYC documents (identity and address proof)
  • ✓ Proof of income (salary slips or P&L statement)
  • ✓ Proof of business (for self-employed)
  • ✓ Bank account statements (last 6 months)
  • ✓ Property documents (as applicable)

Indicative list; may vary based on your application.

Application

How to Apply for a Home Loan in 15 mins*

Personal Details

Enter your personal information to complete your profile

Property Details

Provide property details to process your request

Check Eligibility

Check eligibility in seconds with zero credit impact

Review Offer

Review the offer and proceed when ready

APPLY NOW

*Estimate completion time in ideal conditions.

Plan Smart

Calculate Your Home Loan EMI

Loan Parameters

₹ 50,00,000
₹5L₹15 Cr
20 years
5 yrs32 yrs
8%
7.25%20%
Estimated EMI
₹41,822
Principal₹50,00,000
Interest₹50,37,280
Total₹1,00,37,280
Tenure20 years
Check Actual Offer
Transparent Pricing

Applicable Fees and Charges

Type of FeeApplicable Charges
Rate of InterestSalaried: 7.25%* – 20%* p.a.
Self-employed: 7.70%* – 20%* p.a.
Professionals: 7.30%* – 20%* p.a.
Processing FeesNominal fee charged at application stage
Bounce ChargesUp to ₹30L: ₹500 · ₹30L–₹50L: ₹500 · ₹50L–₹1Cr: ₹750 · ₹1Cr–₹1.5Cr: ₹750 · ₹1.5Cr–₹10Cr: ₹3,000 · Above ₹10Cr: ₹10,000
Part-PrepaymentFloating rate (individuals): NIL
Fixed rate Term Loan: 4%* on part payment amount
Flexi variants: NIL
ForeclosureFloating rate (individuals): NIL
Fixed rate: 4%* on principal outstanding / limit
Interest & Principal StatementNIL

*T&C apply. GST as applicable. Nil foreclosure for loans closed from own sources (not another lender).

FAQs

Frequently Asked Questions

A home loan is credit borrowed to buy, construct or renovate a home. You repay the principal and interest in EMIs over a chosen tenure. You can choose fixed or floating interest rates.
You can get a home loan of up to ₹15 crore*, subject to eligibility, income, property value and credit profile.
Repayment tenures go up to 32 years*, so you can keep EMIs affordable over a long period.
For individual borrowers on floating interest rates, there are no foreclosure or part-prepayment charges. Fixed-rate loans may attract charges of up to 4%*.
A CIBIL score of 725 or higher is ideal for a home loan and better interest rates.
Yes. With home loan balance transfer you can be eligible for a top-up loan of up to ₹1 crore* or higher, with no restriction on use of the top-up amount.

Ready to own your dream home?

Loan up to ₹15 crore*. Rates from 7.25% p.a.* Tenure up to 32 years. Check eligibility now.

CHECK ELIGIBILITY
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