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Invest in your future

Education Loan

Fund higher studies in India or abroad. Up to ₹55 lakh · Rates from 10% p.a.* · Tenure up to 108 months · No collateral

Check Loan Offer Calculate EMI
🎓

Up to ₹55 Lakh

Cover tuition, living & more

🔓

No Collateral

Unsecured funding option

⚡

Quick Disbursal

Funds in as little as 24 hours*

📅

Tenure up to 9 Years

Flexible EMIs over 12–108 months

Check your education loan offer

Get funding for higher education — India or abroad. Loan from ₹40,000 to ₹55 lakh.

10%*
Starting ROI
₹55L
Max Amount
108 mo
Max Tenure
24 hrs
Disbursal*
Why Education Loan

Features and Benefits

1

High Loan Amount

Borrow from ₹40,000 to ₹55 lakh to cover tuition, hostel, travel and other study costs.

2

No Collateral Required

Unsecured option — no need to pledge property or assets for this education funding.

3

Flexible Tenure

Repay over 12 to 108 months with EMIs that fit your post-study cash flow.

4

Quick Disbursal

Approved amount can be credited within 24 hours* in many cases.

5

Competitive Rates

Interest rates starting from 10% p.a.*, depending on your profile.

6

100% Online Process

Apply, complete KYC and get offer online without branch visits.

7

Flexi Options

Flexi loans allow withdrawals and part-prepayments with zero extra charges.

8

Tax Benefit*

Interest on education loans may qualify for deduction under Section 80E (as applicable).

What You Can Cover

Expenses Covered

📚

Tuition Fees

College, university and course fees.

🏠

Hostel & Living

Accommodation and living expenses.

✈️

Travel Abroad

Airfare and related study travel costs.

💻

Books & Equipment

Study material, laptop and tools.

Who Can Apply

Eligibility and Documents

Eligibility Criteria

NationalityIndian
Age21 to 80 years*
CIBIL Score650 or higher
EmploymentSalaried or self-employed
EmployerPublic, private or MNC (salaried)

* Applicant should be 80 or younger at end of tenure. Student + co-applicant structure may apply for pure student loans via partners.

Documents Required

  • ✓ KYC: Aadhaar / Passport / Voter ID / Driving Licence
  • ✓ PAN Card
  • ✓ Salary slips (last 3 months) or ITR
  • ✓ Bank statements (last 3 months)
  • ✓ Admission / offer letter (where applicable)
Application

How to Apply

Check Offer

Enter amount & mobile, check offer

Enter Details

Personal & employment information

Complete KYC

Verify identity digitally

Get Funds

Disbursal after approval

CHECK LOAN OFFER
Plan Smart

Education Loan EMI Calculator

Loan Parameters

₹ 5,00,000
₹40K₹55L
36 months
12 mo108 mo
12%
10%30.5%
Estimated EMI
₹16,607
Principal₹5,00,000
Interest₹97,852
Total₹5,97,852
Tenure36 months
Check Actual Offer
Transparent Pricing

Interest Rates & Charges

Type of FeeApplicable Charges
Rate of InterestFrom 10% p.a.* up to ~30.5% p.a. (profile-dependent)
Processing FeesUp to ~4.13% of loan amount (incl. taxes)
Part Pre-payment (Flexi)Zero charges on Flexi variants
Full Pre-paymentAs per product terms (may apply on Term Loan)
Bounce / PenalAs per applicable policy

*T&C apply. Exact rates depend on credit profile. Education loan interest may qualify for tax deduction under Section 80E as per Income Tax rules.

FAQs

Frequently Asked Questions

Tuition fees, hostel/accommodation, books and equipment, travel (for studies abroad) and other related education expenses, subject to product terms.
This offering is designed as an unsecured option (no collateral) up to the product limit, subject to eligibility. Higher amounts via property-backed options may be available separately.
Up to ₹55 lakh with repayment tenure from 12 to 108 months, depending on your eligibility and product.
Indian residents aged 21–80 (at maturity), with CIBIL 650+, salaried or self-employed. Students often apply with a co-applicant (parent/guardian) for pure education loans.
Interest paid on education loans for higher studies may be eligible for deduction under Section 80E of the Income Tax Act. Consult a tax advisor for your specific case.

Ready to fund your education?

Loan up to ₹55 lakh. No collateral. Rates from 10% p.a.* Check your offer now.

CHECK LOAN OFFER
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